MSOA MEMBERSHIP INFORMATION ![](https://i0.wp.com/themsoa.com/wp-content/uploads/2024/04/gold-double-arrow-cropped.png?resize=56%2C57&ssl=1)
![MSOA membership image](https://i0.wp.com/themsoa.com/wp-content/uploads/2024/04/MSOA-membership-image.png?resize=631%2C374&ssl=1)
MSOA MEMBERSHIP BENEFITS ![](https://i0.wp.com/themsoa.com/wp-content/uploads/2024/04/gold-double-arrow-cropped.png?resize=56%2C57&ssl=1)
HORSEMEN HELPING HORSEMEN
![drop-down-image-1b Natalie Gloady headshot](https://i0.wp.com/themsoa.com/wp-content/uploads/2024/05/drop-down-image-1b.png?resize=539%2C350&ssl=1)
A HORSEMEN’S VOICE WITH:
- Meadows Management
- PA Gaming Control Board
- PA Racing Commission
- USTA
- Harness Horsemen International
- PA State Legislature
- News Media
- The Public
![drop down image 2 Natalie Gloady headshot](https://i0.wp.com/themsoa.com/wp-content/uploads/2024/04/drop-down-image-2.png?resize=540%2C351&ssl=1)
SOMEONE TO PRESERVE YOUR RACING LIFE:
- New Gaming Watch
- Safety
- Purse Account Audits
- Regulation Changes
- Track Chaplain Program
- Insurance Package
![drop down image 3 Natalie Gloady headshot](https://i0.wp.com/themsoa.com/wp-content/uploads/2024/04/drop-down-image-3.png?resize=539%2C350&ssl=1)
TANGIBLE RESULTS:
Consistent, High Purses
- Opportunity to Race
- Contract Protections
- Balanced Legislation
- Attention in Harrisburg to Horsemen
![drop down image 4 Natalie Gloady headshot](https://i0.wp.com/themsoa.com/wp-content/uploads/2024/04/drop-down-image-4.png?resize=540%2C350&ssl=1)
INSURANCE COVERAGES:
- RETIREMENT PROGRAM for qualified Driver, Trainers and Grooms.
- GROUP HEALTH INSURANCE for qualified trainers, drivers and grooms.
- SULKY ACCIDENT INSURANCE per posted guidelines for races, qualifiers, and schoolers at The Meadows. Up to $2,000.00 per sulky and up to $250 per wheel.
- THIRD PARTY LIABILITY INSURANCE for protection against claims alleging bodily injury or property damage caused by a member’s Standardbred racehorse. Click HERE for info.
- THIRD PARTY LIABILITY INSURANCE – A Synopsis of Coverage
- FIRE AND DISASTER INSURANCE for loss of horses and their equipment due to fire, natural disaster, and other catastrophic events, with some exclusions.
- ACCIDENT INSURANCE SUPPLEMENT to add to the coverage for on-track accidents plus to cover members and guests on The Meadows’ premises.
- ON-TRACK ACCIDENTAL DEATH, DISMEMBERMENT OR DISABILITY INSURANCE – Coverage is per The Meadows’ annual policy.
*The information provided herein is general in nature. Details are contained in the respective policies.